Alston

Are You Too Young to Acquire Long Term Care Insurance

Thinking that you are too young, can mean you avoid getting the protection provided by long term care insurance coverage. Some of us may think that it is only for older people and that the young shouldn't worry about purchasing this important coverage. ... Read >

Why You Need Long Term Care or Nursing Home Insurance

There are several reasons why it is so important to have long term care coverage. Close to 70% of individuals reach age 65 will require some type of living assistance in their lifetime. The average stay in a nursing home is 904 days, almost two and a ha... Read >

What is Dental Insurance?

It is important to have medical insurance to cover any medical treatments, but not every plan covers dental work. Yet, having the good dental care is important for all of us. In order to be able to afford these sometimes costly expenses, it is important ... Read >

Don't Buy Final Expense Insurance

Final expense insurance is also called funeral insurance. This kind of insurance is simply a life insurance contract with a low face amount. It is rarely the appropriate life insurance type for most people who buy it. This type of life insurance is ty... Read >

Commercial Car Insurance

Most commercial auto insurance policies fall into the category of Business Auto Policies or BAPs. This is the category outlined below. BAPs can cover a vastly wider range of types of autos and trucks, and usage types, than a a family car insurance pol... Read >

High Risk Automobile Insurance

Nobody wants to pay for a high risk auto insurance plan. One of the things that people find difficult about this is that “high risk" is such a subjective opinion, and means different things to different people. Let's take a look at high risk car insuranc... Read >

New House Insurance

If you have recently acquired a new house, insurance might not be your focus. You've got a lot to do. You have to move boxes and furniture. You have a ton of paperwork to consider. You need to find a dry cleaner. You have a lot to think about. Insur... Read >

Renters Insurance Basics

Renters insurance, also called tenant homeowners insurance or apartment insurance, is probably the single best “deal" in the insurance industry. Policy holders get a lot of coverage for a low monthly cost. Most apartment complexes, as well as a lot of... Read >

What Everyone Should Know About Medical Insurance

Each and every individual deserves to have some sort of protection when they have medical needs. It is hard to ignore how critical staying healthy is to our overall happiness. It is also hard to ignore how crucial maintaining our health is to giving us ... Read >

How To Obtain Cheaper Automobile Coverage

Obtaining less costly truck or car insurance does not necessarily mean that a policyholder gets stuck with minimal or no insurance coverage, or even poor insurance. You clearly can't drive a vehicle if you don't have auto or truck insurance coverage; ... Read >

Income Replacement Insurance for Individuals

When it comes to disability insurance for individuals, there are two major kinds you should know about. Knowing what is good and bad about each type can make a big difference if you ever need to take advantage of the benefits they offer. Short term dis... Read >

Disability Insurance – the Huge Problem

Income replacement insurance is a vital type of insurance, yet it has a big problem. Income replacement insurance is sold by insurance major insurers, most have a good reputation regarding taking care of their policyholders. The contracts are usually in... Read >

Your Home Insurance Coverage is Wrong

House owners insurance is an important piece of any good financial plan. Since our houses are probably our biggest assets, protecting ourselves by having the right amount of coverage is important. However, most of us are under some misconceptions and we... Read >

Do You Need a Medigap Insurance Policy?

If you have Medicare Part A and Part B you may have good insurance, but this insurance may not come close to being enough insurance. For this reason many seniors have chosen to supplement their protection or to choose a Medicare Part C policy instead of ... Read >

Is COBRA too Expensive?

When you stop working for an employer, they will probably offer you COBRA health insurance. COBRA Insurance allows you to keep the group health insurance contract that you had when you were employed. COBRA health insurance is often the most cost-effect... Read >